What are my financing options?
As you consider your next vehicle, we offer financing options that fit your lifestyle. Check out the video or review the chart for a quick comparison of leasing versus buying.
Lease or Buy Comparison
Leasing |
Vehicle TypeNew |
TermsTypically 24-36 months |
Mileage OptionsCustomizable |
Estimated CostsPayments cover a portion of the vehicle’s value during your agreement, allowing for lower monthly payments. |
End of TermLease or buy new, purchase, or return you vehicle at lease end. |
Buying |
Vehicle TypeNew or Certified Pre-Owned |
TermsUp to 84 months |
Mileage OptionsUnlimited |
Estimated CostsPayments cover the vehicle cost over the course of your contract, which may make it higher than a lease. |
End of TermYou’ll own your vehicle. You can sell or trade it in at any time during the contract term. |
Apply for financing or browse current offers
Save time with an online application that won’t affect your credit score.
Or, explore current offers to see local vehicle options.
Benefits of Buying
- Best for long-term drivers
- Unlimited mileage and personalization
- Build equity for future value
- Keep your car as long as you want
Benefits of Leasing
- Great for new-car lovers
- Lower upfront costs
- Minimal maintenance worries
- Hassle-free upgrades every few years
Still Undecided?
Complete this short quiz to find the best fit for you and your budget.
GM Purchase Programs
Special offers available for those who serve, teach, support and drive GM forward.
Car-Shopping Resources
Ready to shop smarter? Explore resources that help you compare cars, estimate costs and make buying quick and easy.
Calculators
See your potential monthly payment, total payoff and estimated loan amount. Our calculators are built for confident decisions.