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Unlock a Smarter Financial Future

No matter what stage of life you're in, the right tools and information help you make smarter financial decisions.

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KEYS® by GM Financial is committed to empowering mobility for all consumers by giving them the resources they need to manage money, understand credit and navigate the dealership experience. 

Get started on a path to a brighter financial future with free online training.

Calculators

Want to calculate your payment, lease mileage or budget for your next vehicle? Use these calculators to decide your next move. 

Estimate Monthly Payment

Find your estimated monthly payment.

Estimate Loan Amount

Calculate your loan amount based on your desired monthly payment. 

Financial Articles

Articles to help you drive smarter decisions and live the life you want. 

happy couple buying a new car

Allison Scott / October 05, 2020

When is the Best Time to Buy a Car?

Make the right decision at the right time with these insights.

Woman looking at laptop

Eric Jordan / October 05, 2020

How to Navigate a Credit Limit Decrease

If you've seen your credit limit decrease recently, you're not alone. Find out how to manage your credit score through these changes.

A man performing car care in a garage

Allison Scott / October 02, 2020

Car Care: Quarantine Edition

Quarantine has changed a lot, including our driving habits. Make sure your ride keeps running with this routine car maintenance checklist.


See What It Takes

Ready to get in the driver's seat? These videos show you what you need to get there.

Resources

Credit Information



Download our credit education brochure


Major Credit Bureaus

Up to 90% of top lenders use credit scores when making lending decisions. Each of the following credit bureaus collect information about your financial habits to generate a unique credit report.

Transunion
Experian
Equifax


Budgeting Tools



Download our budget worksheet


Dealer Locator

Find a dealer in your area to answer questions and help you get in the driver's seat.

Find a dealer


Online Credit App

Save time by getting pre-qualified for financing before you head to the dealership.

Apply now


Car-Buying Resources

Use these resources to estimate your trade-in value, find GM certified vehicles and more.

Kelley Blue Book
NADA
GM Certified

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