Unlock savings and benefits: A guide to GM Rewards

GM Rewards Guide: How to earn and redeem your GM Rewards points

GM’s loyalty program, GM Rewards^TM, lets you earn points¹ that can be redeemed toward your GM Financial account balance² and other benefits, like Certified Service,³ accessories⁴ or even new vehicles.⁵ The opportunity to get a new car is a milestone in one’s life, and whether you lease or buy, it’s a way to start fresh and begin a new era. 

What is GM Rewards?

GM Rewards^TM is a loyalty program designed to reward customers for interacting with General Motors and GM Financial services, including MyAccount, General Motors Insurance, GM-backed Protection products and through select purchases. Whether you’re financing, leasing or simply buying GM parts and accessories, you're earning points.

Here’s a brief overview of GM Rewards benefits:

• Earn points for loyalty. From purchasing GM Genuine parts and eligible accessories to paying for GM Certified Service,⁶ most interactions with the brand can add to your points total.
• Redeem for savings. Use your points to make payments toward your GM Financial account balance² or for discounts toward eligible parts³ and services,³ subscriptions for things like eligible OnStar service plans,⁷ or even future eligible new GM vehicle leases or purchases.⁵

How to earn GM Rewards points

The GM Rewards program is focused on everyday transactions, so you can earn points easily. For example, purchasing a new GM vehicle earns one point for every $5 spent.⁸ After purchasing the new vehicle, you can customize it with heavy-duty floor liners from GM Accessories to protect it from messy post-dog-park paws, earning three points for every dollar spent.⁶

Earn points faster with the GM Rewards^™ Mastercard^®

Use a GM Rewards Mastercard from Barclays⁹ to earn up to 10x points on GM purchases. That’s 7x for using your card and 3x for being a GM Rewards member. Plus, you’ll earn 3x on all other purchases, such as groceries, at restaurants, etc.

Pro tip: New cardmembers can currently earn 30,000 bonus points after spending $1,000 on their card in the first 90 days of account opening.¹⁰ Prequalify now with Barclays.

Also, GM Financial customers can earn 1,000 GM Rewards bonus points by setting up their MyAccount in five quick steps¹¹:

1. Downloading the GM Financial Mobile app for simple account management on the go.
2. Going paperless. I opted to get email notifications when digital statements are ready in MyAccount online or in the app.
3. Setting up Auto Pay. Automated recurring monthly payments deducted from my bank account ensures my payments will be on time every time.
4. Getting text alerts. I also chose to receive important account notifications through text.¹⁰

And because I’m a member, the points appeared in my GM Rewards member account once those easy tasks were checked off my to-do list.

Soon, I was eager to see where and how I could redeem my points.

How to redeem GM Rewards Points

It’s simple to redeem points with GM Rewards, and there are many ways to do so, including:

• Applying points toward your GM Financial account balance.²
• Getting discounts on GM Genuine parts,³ maintenance³ and accessories.⁴
• Saving on subscriptions for OnStar plans or other services.⁷
• Gaining exclusive access to GM events.¹³

Redeeming is as easy as logging in to MyAccount or talking directly with your dealership. The point expiration dates are listed in your GM Rewards member account, and you can track you[KM1] r point balance online without a hitch.

Pay down your GM Financial balance with points

Eligibility to redeem GM Rewards points begins with your GM Financial MyAccount or Cadillac Financial MyAccount. When you have a minimum of 500 points available, you can apply your points toward your account balance.² It’s a simple way to help reduce what you owe, create more room in your budget and make every point feel more powerful.

When your new car is due for an oil change, you can take it back to the GM dealership and use points toward service from the Certified Service experts.³

If you’re wondering how to redeem points, whether they can help with your GM Financial balance or how long they last, these answers can help you feel more confident before your next redemption.

Common questions about GM Rewards

How do I redeem GM Rewards points?

You can redeem points toward eligible GM vehicle purchases or leases,⁵ Certified Service,³ GM Genuine Parts and ACDelco parts,³ accessories,⁴ eligible OnStar plans,⁷ GM Protection Plans¹⁴ and GM Financial or Cadillac Financial account balances.^1,2

Can I use GM Rewards points to pay my GM Financial balance?

Yes. Applying points toward a GM Financial or Cadillac Financial account balance is a simple, proactive way to make your rewards work harder for you.²

Do GM Rewards points expire?

Yes. GM Rewards points can expire, but the program makes it easy to stay ahead of it: Expiration dates are listed in your GM Rewards member account, so you can track your balance and plan your next redemption with confidence.

How many points can I earn for a new vehicle?

When you purchase or lease an eligible new GM vehicle, you can earn one point for every $5 of the vehicle’s MSRP.⁸ It’s a powerful way to start building rewards from the beginning of your ownership journey.

GM Rewards makes financing your GM vehicle feel like joining a welcoming community, and every redemption makes ownership more enjoyable. You can check your points balance through MyAccount and redeem points for maintenance costs and upgrades. You can also save your points for potential discounts on future GM purchases, like an OnStar subscription⁷ or a GM-backed protection product.¹⁴ Loyalty has never felt so rewarding.

Ready to try it for yourself? Visit GM’s website to enroll in GM Rewards.¹

Disclaimers:
¹Must be 18 years or older. Points may only be earned and redeemed at GM entities, participating dealers and participating third parties in the fifty United States and Washington, D.C. Points are not earned on taxes, discounts, rebates, credits, shipping fees, state inspection fees, warranty repair work or body shop repair orders. Points may not be redeemed toward tax and shipping costs. Visit experience.gm.com/rewards/terms to view the GM Rewards Program Terms and Conditions.

²To be eligible, members must have a GM Financial MyAccount or Cadillac Financial MyAccount and a minimum of 500 points available. Customer is still responsible for ensuring all required payments are made on time.

³Must be a paid service or parts. Points may not be redeemed toward tax and shipping costs. Only available to Members at GM Rewards participating dealers. Visit experience.gm.com/gmrewardsdealers for a list of participating dealers.

⁴Members may redeem on Chevrolet, Buick, GMC and Cadillac accessories purchased through a GM accessories website or through a GM Rewards participating dealership. Points may not be redeemed toward tax and shipping costs.

⁵May not be compatible with other offers. Dealer contribution may affect final consumer cost. Only available to Members at GM Rewards participating dealers. Visit experience.gm.com/gmrewardsdealers for a list of participating dealers. Cardmembers may redeem at any dealership.

⁶Must be a paid service, part or accessory. GM Rewards Members earn 3 points for every dollar spent, excluding taxes, discounts, rebates, credits, shipping fees, state inspection fees, warranty repair work and body shop repair orders. Cardmembers may earn less than “the up to 3x points” as a GM Rewards member on some GM purchases.

⁷See OnStar.com for details and limitations. Available OnStar^® services vary by vehicle. GM Rewards points may be redeemed for eligible OnStar subscription plans (the “OnStar^® Services”) only by GM Rewards Members (“Members”) who have (i) an active OnStar Services account and (ii) a linked GM Rewards account. Members may use GM Rewards points for a one-time redemption toward eligible OnStar subscription services for monthly or annual recurring plans only when purchased via shop.onstar.com. Point redemptions may be applied only to a single month or a single year of subscription service fees (excluding taxes). If a Member cancels their subscription during the month or year covered by a points redemption, no refund, reinstatement, or credit of GM Rewards points will be provided.

⁸Points earned are based on the vehicle MSRP. Points are not earned on taxes and fees. Only available to Members at GM Rewards participating dealers. Visit experience.gm.com/gmrewardsdealers for a list of participating dealers.

⁹Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.

¹⁰Conditions and limitations apply. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

¹¹To qualify, eligible customers must have an active MyAccount. Eligible customers will receive a total of 1,000 points from GM Rewards by completing all five actions within the first 90 days of MyAccount registration. Eligible customers only qualify to receive the points award once. GM Rewards points will be awarded to customer’s GM Rewards profile within 30 business days of completing all five actions. Promotion only valid once per account, for a limited time only, and expires 90 days after GM Financial or Cadillac Financial MyAccount sign up.

¹²Message and data rates may apply.

¹³When prizes, awards, tickets, or other items of value are received totaling $600 or more during a calendar year, the IRS requires the provider to issue Form 1099. General Motors must maintain the name, address, email and Tax ID/SSN of benefit recipients to comply with these reporting requirements. These benefits are nontransferrable.

¹⁴The Chevrolet, Buick, GMC and Cadillac Protection Plans are optional and are not insurance. All transactions related to the Chevrolet, Buick, GMC and Cadillac Protection Plans are governed solely by the provisions of the Chevrolet, Buick, GMC and Cadillac Protection Plan Vehicle Service Contract (“Agreement”). Please refer to the Agreement for details of terms, conditions, and specific coverage details, including limitations and exclusions. Coverage may vary by state. Not available for purchase in all states. Not all vehicle models may be eligible for coverage. Please see your dealer for more information.

By Taylor Provost

GM Financial